Overview
These Terms and Conditions (“Terms”/ this “Agreement”) is a legal and binding agreement between Bam Microfinance Bank and you, (“you”, “the User”, “the Customer”). It provides a general description of the Services that Bam MFB may provide to you. By opening or maintaining an account with us, accessing our services, or utilizing any of our products, you agree to be bound by these Terms and any other policies, guidelines, or procedures that the Bank may establish or amend from time to time, including:
Terms of Use; and
Privacy Policy.
You are not permitted to access or use any of our Services unless you agree to abide by these Terms. If you do not agree to these Terms, please exit our mobile application, web page or website immediately.
Use of Information and Materials:
The Services and Products presented on this website are intended for informational purposes only. Individuals accessing this site must ensure that, in their respective jurisdictions, using such services is lawful. The responsibility to comply with relevant laws and regulations rests with the user.
Information provided on this website does not constitute an invitation to subscribe to services unless lawful in the applicable jurisdiction. Bam Microfinance Bank retains the right to determine eligibility for subscription.
Professional Advice:
The information on this site is not intended as professional advice. Users are encouraged to seek appropriate professional advice in their respective jurisdictions as needed.
Copyright and Trademarks:
Trademarks, logos, and service marks displayed on this website are the property of Bam Microfinance Bank and its subsidiaries. Any use of these requires written permission.
Materials on this site are protected by copyright. Modification, reproduction, distribution, or any other commercial use without prior written consent from the Bank is prohibited.
No Warranties:
Information and materials on this website are provided “as is,” without any warranty, whether express or implied, including but not limited to non-infringement, security, accuracy, fitness for a purpose, or freedom from computer viruses.
Linked Websites:
Bam Microfinance Bank is not responsible for the content of external websites linked to this site. Users access and use such websites at their own risk, subject to the terms and conditions applicable to those sites.
Email:
Email communication over the Internet is not guaranteed to be completely secure. The Bank is not responsible for any damages resulting from Internet communication.
Transmitting over the Internet:
Due to the nature of the Internet, transactions may be subject to interruptions, transmission blackout, delays, and incorrect data transmission. The Bank is not liable for malfunctions in communication facilities beyond its control.
Downloading:
Downloading software from this website is at the user’s risk. Bam Microfinance Bank is not liable for any loss or damage caused by computer viruses or similar items.
Hyperlink Policy:
Hyperlinks on this site to external websites are provided for user convenience. Bam Microfinance Bank does not endorse or guarantee the content or services/products of third-party websites.
Our Trademarks and Copyright:
The content and information on our website are the property of Bam Microfinance Bank and are protected by copyright. Any unauthorized use, modification, reproduction, distribution, or commercial use is prohibited without prior written consent.

